Independent guide. Not affiliated with CMS, HHS, or Medicare.gov. Data updated October 24, 2026

2027 Medicare Advantage exits · FL county list

Medicare Advantage Plans Leaving Florida in 2027

297,947 Medicare Advantage members in Florida are in plans that CMS lists as non-renewed for 2027. The exits reach 65 counties and 60 contract-plan combinations. Check your county and your plan before December 7, 2026.

297,947 Affected members in non-renewed plans.
65 Counties with at least one exit and affected members.
60 2026 plans ending in Florida.
10.7% Share of the state’s 2026 county-level MA enrollment.

Check your Florida county

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What is changing in Florida

The 2026 Medicare Advantage market in Florida includes 569 contract-plan combinations across 67 counties, with 2,795,565 members in the October 2026 CPSC file. For 2027, 60 of those plans are marked as terminated or non-renewed. The affected population is 297,947 members, or 10.7% of the state’s county-level enrollment.

The largest local impact is in Miami-Dade, where 22,023 members (5.7% of the county’s MA enrollment) are in 16 ending plans. The county still has 103 2027 plan options in the crosswalk, so most members should have alternatives in the same county — but the networks and drug lists can differ.

A plan marked continuing is not automatically unchanged. The 2027 crosswalk includes “Renewal Plan,” “Renewal Plan with SAR” (service area reduced), “Renewal Plan with SAE” (service area expanded), and “Consolidated Renewal Plan” (plan ID or plan structure changes). Check the plan detail on each county page, and confirm your doctors and drugs with the plan.

Counties with the largest affected populations

The table lists the 25 counties with the most affected members. Counties marked “County page” have a full plan-level page; the rest are covered by this state page and Medicare Plan Finder.

Florida counties with a 2027 Medicare Advantage exit
County Affected 2026 MA Ending plans 2027 options Detail
Miami-Dade 22,023 389,646 16 103 County page
Hillsborough 17,855 158,940 12 118 County page
Lee 17,702 96,422 10 58 County page
Polk 15,016 116,874 16 116 County page
Orange 14,511 133,282 17 107 County page
Pinellas 14,197 145,154 12 116 County page
Volusia 13,414 97,543 5 95 County page
Pasco 11,245 96,689 13 108 State page
Palm Beach 9,945 163,029 11 104 State page
Escambia 9,010 35,858 6 47 State page
Collier 8,355 36,502 9 52 State page
Duval 8,162 98,859 6 88 State page
Manatee 8,058 51,924 6 78 State page
Seminole 7,772 47,076 14 100 State page
Marion 7,124 77,598 8 104 State page
Bay 7,119 17,260 5 30 State page
Charlotte 6,841 35,734 8 56 State page
Alachua 6,232 20,297 5 39 State page
Lake 6,079 65,589 11 99 State page
Sarasota 5,414 58,288 5 66 State page
Santa Rosa 5,407 18,705 6 46 State page
Okaloosa 4,917 14,804 4 30 State page
Osceola 4,409 53,508 14 102 State page
Flagler 4,389 22,844 3 68 State page
Hernando 4,140 40,559 10 90 State page

Affected members are the October 2026 CPSC enrollment of plans the 2027 crosswalk marks as terminated or non-renewed. “2027 options” counts distinct 2027 contract-plan targets in the crosswalk.

Show all 65 counties with an exit
All Florida counties with affected enrollment
County Affected 2026 MA Ending plans 2027 options
Miami-Dade 22,023 389,646 16 103
Hillsborough 17,855 158,940 12 118
Lee 17,702 96,422 10 58
Polk 15,016 116,874 16 116
Orange 14,511 133,282 17 107
Pinellas 14,197 145,154 12 116
Volusia 13,414 97,543 5 95
Pasco 11,245 96,689 13 108
Palm Beach 9,945 163,029 11 104
Escambia 9,010 35,858 6 47
Collier 8,355 36,502 9 52
Duval 8,162 98,859 6 88
Manatee 8,058 51,924 6 78
Seminole 7,772 47,076 14 100
Marion 7,124 77,598 8 104
Bay 7,119 17,260 5 30
Charlotte 6,841 35,734 8 56
Alachua 6,232 20,297 5 39
Lake 6,079 65,589 11 99
Sarasota 5,414 58,288 5 66
Santa Rosa 5,407 18,705 6 46
Okaloosa 4,917 14,804 4 30
Osceola 4,409 53,508 14 102
Flagler 4,389 22,844 3 68
Hernando 4,140 40,559 10 90
Broward 3,896 234,465 12 108
Citrus 3,775 35,460 6 74
St. Johns 3,642 26,264 5 72
Walton 3,370 7,627 4 29
Highlands 3,197 20,035 6 43
Columbia 2,849 9,172 4 30
Suwannee 2,576 6,313 3 15
Clay 2,427 20,595 6 80
Jackson 2,339 6,027 4 17
Leon 2,268 22,177 3 15
Levy 2,240 7,475 5 21
St. Lucie 2,223 51,673 10 86
Sumter 2,213 42,667 7 90
Putnam 2,022 12,330 4 30
Gadsden 1,542 6,582 5 21
Washington 1,295 2,860 4 16
Martin 1,240 18,397 7 59
Madison 1,168 2,673 4 19
Dixie 1,138 2,797 2 14
Taylor 1,067 2,657 3 18
Wakulla 987 4,220 5 21
Holmes 979 2,485 4 16
Nassau 938 11,049 2 47
Gilchrist 928 2,223 2 15
Gulf 916 1,853 3 16
Bradford 889 3,054 3 24
Hendry 755 4,124 3 22
Hamilton 749 1,837 2 15
Calhoun 706 1,812 3 16
Franklin 689 1,551 3 16
DeSoto 684 4,110 6 29
Hardee 523 2,753 4 29
Jefferson 497 2,149 4 19
Union 473 1,217 2 13
Baker 389 2,424 2 28
Liberty 304 918 3 14
Lafayette 283 697 2 13
Brevard 272 85,632 4 82
Indian River 97 22,862 3 84
Okeechobee 66 5,325 2 27

Carriers with the most affected members in Florida

The table groups ending plans by parent organization and counts the 2026 members behind them. It is not a ranking of plan quality or a recommendation.

Florida parent organizations with affected members
Organization Affected members Ending plans Counties
Humana 227,418 201 64
Simply Healthcare Plans, Inc. 18,939 51 14
UnitedHealthcare 16,014 28 28
Doctors HealthCare Plans, Inc. 13,387 9 5
Aetna Medicare 12,400 15 6
HealthSpring 4,765 22 16
Wellcare 2,138 52 40
Health First Health Plans, Inc. 1,467 15 8
Ultimate Health Plans 1,373 4 4
Gold Kidney Health Plan 46 1 1

Parent organization names come from the CMS CPSC Contract Info file. One organization can operate several contracts and plan names.

Counties with a published page

Florida deadlines

2027 Medicare Advantage dates for Florida
Event Date
Annual Election Period (AEP) October 15 – December 7, 2026
Non-renewal Special Enrollment Period December 8, 2026 – February 28, 2027
2027 plan year begins January 1, 2027
Medicare Advantage Open Enrollment Period January 1 – March 31, 2027

What to do next

  1. Read your notice and confirm the plan ID Non-renewal notices for contracts ending December 31 must be sent by October 2, 2026.
  2. Compare the 2027 plans in your county Check networks, drug lists, premiums, and service areas. A continuing plan can still change benefits.
  3. Enroll by December 7, 2026 Coverage chosen during the Annual Election Period starts January 1, 2027.
  4. Use the non-renewal SEP if you need it December 8, 2026 through February 28, 2027, for people whose plan is leaving.
  5. Check Medigap if you return to Original Medicare The federal guaranteed-issue window is November 1, 2026 through March 4, 2027 for a December 31, 2026 plan ending.

Florida Medicare Advantage questions

How many Medicare Advantage plans are leaving Florida in 2027?

The 2027 CMS crosswalk marks 60 contract-plan combinations serving Florida as terminated or non-renewed. Those plans had 297,947 members in 65 counties where CPSC reports enrollment.

Which Florida county is most affected?

Miami-Dade has the largest affected population: 22,023 members, or 5.7% of its 2026 Medicare Advantage enrollment. 16 of its 116 2026 plans are ending.

Can I get free help in Florida?

Yes. Serving Health Insurance Needs of Elders (SHINE) provides free, unbiased Medicare counseling. Call 1-800-963-5337 or visit the state SHIP page.

Do I have to change plans if my plan is not on the exit list?

No. A plan marked continuing stays in the CMS crosswalk for 2027, but benefits, premiums, networks, and drug lists can still change. Review your Annual Notice of Change and confirm your doctors and drugs before the Annual Election Period ends December 7, 2026.

Sources and data notes

State totals are built from the October 2026 CMS CPSC files and the CMS 2027 Part C&D Plan Crosswalk. Star ratings are 2027 contract-level Part C ratings. Data version 2026-10-24; last updated October 24, 2026. Read the methodology and limitations.

  1. Monthly Enrollment by Contract/Plan/State/County (CPSC), October 2026 — Centers for Medicare & Medicaid Services.
  2. 2027 Part C&D Plan Crosswalk — Centers for Medicare & Medicaid Services.
  3. 2027 Star Ratings Data Tables — Centers for Medicare & Medicaid Services.
  4. MA Plan Directory — Centers for Medicare & Medicaid Services.
  5. Medicare Advantage in 2026: Enrollment Update and Key Trends — KFF.
  6. CNN: More than 3 million Medicare Advantage enrollees need to find new plans for 2027 — Better Medicare Alliance.
  7. Medicare Advantage insurer exits pile up for 2027 — Modern Healthcare.
  8. CMS Finalizes 2027 Medicare Advantage Rates: 1,471 Counties, 32 Carriers — SeniorWire.

This page is information only and is not insurance advice. Medicare Plan Exits is not affiliated with CMS, HHS, or Medicare.gov. Confirm plan details with the plan, your SHIP, or Medicare.gov before enrolling.