Independent guide. Not affiliated with CMS, HHS, or Medicare.gov. Data updated October 24, 2026

2027 Medicare Advantage plan exits

Is your Medicare Advantage plan leaving in 2027?

Check your ZIP code, see whether your plan is ending, and get the dates that matter. Built from CMS contract, enrollment, and 2027 crosswalk files.

Check your plan in three steps

Five-digit ZIP only. The lookup runs in your browser; we do not store your ZIP, SSN, or Medicare number.

What the CMS files show

Our October 2026 analysis of the CMS 2027 Part C&D Plan Crosswalk:

  • 2026 MA plans analyzed5,036
  • County-level MA enrollment29.8 million
  • Affected enrollment2.34 million
  • Counties with no renewal36

Outside reporting estimates about 3.2 million people need new plans, including service-area reductions that CMS does not break out by county.

What changed for 2027

Plan exits are a county-level problem, not a headline

A Medicare Advantage plan can leave one county and stay in the next. The same contract can end in Minneapolis, continue in St. Paul, and change its plan ID somewhere else. That is why a national “plans are leaving” article is not enough when you need to know about your own doctors, drugs, and county.

This site joins two CMS files: the October 2026 CPSC enrollment file, which shows where each 2026 plan has members, and the 2027 Part C&D Plan Crosswalk, which shows whether each 2026 contract and plan renews, consolidates, or terminates. The result is a county-level list you can check plan by plan.

2.34 million People enrolled in plans CMS lists as non-renewed for 2027, based on October 2026 county enrollment.
2,132 Counties with at least one non-renewed plan and at least one affected member.
715 2026 contract-plan combinations that the 2027 crosswalk marks as terminated or non-renewed.
30 County pages published with plan-level detail, selected by the number of affected members.

Read the fine print. CMS has not published 2027 county service areas in the CPSC files. A plan marked “Renewal Plan with SAR” is continuing in 2027 but may leave some counties. Those specific county removals cannot be named from the crosswalk alone. We label what is CMS data and what is derived.

The dates that decide your coverage

What to do, and by when

  1. Read your plan’s notice Non-renewal notices for contracts ending December 31 must be sent by October 2, 2026.
  2. Compare 2027 plans in your county Check the premium, drug list, doctor network, and service area — not just the monthly price.
  3. Enroll by December 7, 2026 The Annual Election Period is October 15 through December 7, 2026. Coverage starts January 1, 2027.
  4. Use the non-renewal SEP if you need more time December 8, 2026 through February 28, 2027, for people whose plan is leaving.
  5. Check Medigap before the window closes If you return to Original Medicare, your guaranteed-issue window runs 60 days before the plan ends through 63 days after.

Check your plan now or read the full 2027 exit list.

Medicare Advantage exit questions

Is my Medicare Advantage plan leaving in 2027?

Use the plan exit lookup. Enter your ZIP code, choose your county, then choose your 2026 plan. The result shows whether CMS lists the plan as non-renewed, continuing, or changing for 2027.

What happens if I do nothing?

If your Medicare Advantage plan is non-renewed and you do not enroll in another plan, your MA coverage ends on December 31, 2026. You return to Original Medicare on January 1, 2027. You may lose extra benefits and your stand-alone Part D coverage may also end.

Can I still change plans after December 7?

Yes, if your plan is leaving. The non-renewal Special Enrollment Period runs December 8, 2026 through February 28, 2027. You can join another Medicare Advantage plan or return to Original Medicare.

Is this a Medicare.gov website?

No. Medicare Plan Exits is an independent information site. We are not affiliated with CMS, HHS, or Medicare.gov, and we do not sell insurance plans. Always confirm coverage with the plan or Medicare.gov.

Check your county before December 7

The lookup takes three steps: ZIP code, county, plan. It does not ask for your Social Security number or Medicare number.

Five-digit ZIP only. The lookup runs in your browser.